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The Criteria For Applying

Whilst the criteria will vary between lenders and services, the basics you need in order to be eligible to apply for a loan include:

  • Be a UK resident;
  • Be over 18 years of age;
  • Have a working debit account, email address and phone number;
  • Employed earning at least £500 per month and able to afford monthly repayments;
  • No history of bankruptcy, CCJs or IVAs.